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Payment Terminals

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So for those who have not yet fully figured out with their vital position in your career, it is suggested the material – namely, earnings on the payment terminal. Despite all the difficulties in mastering this kind of small business, he still – still holds a special place. And now dwell on it in detail We begin with prehistory. In 2009 our State was decided to give force to combat payment terminals due to the opacity of the business and For this purpose decided to install on all payment terminals so-called fiscal registers, ie, devices that record each payment received on a special tape. This is somewhat more costly price payment terminals and reduce the attractiveness of the market for smaller players.

However, in many parts of this business is still quite attractive, because of incomplete employment niches and opportunities installed on a terminal program with lotteries and money games. For those who do not know, the payment terminal is a metal case with a touch screen, which shows icons operators, etc. And also equipped with a bill acceptor. These three types: portable, in the premises for the street. What details please for this kind of small business: place where best to set the terminal; Conclude lease space on which you want to install terminal; Choose the type of terminal and billing system; and finally connect to the selected payment system. Income: Income from ads (you can set ad banner to the terminal) Income from the terminal, located in a good location is up to 100.000 usd per month. It is true that in big cities all excellent places have long been occupied.

But even in a place not very straight form the terminal will bring order of 15.000 rubles per month net profit, not bad, considering that the terminal is virtually maintenance free. We also note that the installation of the terminal does not require a license or special permission of power. Bonuses from the companies in whose interest payments are accepted (they usually cover the cost of electricity, communications and rent). The Commission, charged with receiving payments. Costs: Rent – from 2000-3000 rubles per unit per month. Purchase Terminal – from 45.000 to 150.000 rubles stationary, from portable 12.000 rubles. Fee Payment System for making payments Payment to the bank for carrying from one account to another Taxes – 6% of turnover (turnover under means only the sum of the parts of which remains to you after the payment, that is, the amount of your commission. Roughly speaking, if you take clients a 5% commission, then the situation in the terminal $ 100 you pay tax 100 * 5% * 6% = 30 cents). Fee (Internet wireless modem) – 500 rubles per month. Despite all the disadvantages of this type of small business law, he is worthy of its existence, well, I can do is just to wish good luck to learn.

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Return Rubles

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The question of where to buy the terminal, too, all more or less clear. If you do not have experience in this field, you need to buy the equipment from the payment system, although in most cases this is not the best price option. But in case of technical problems technical support plan payment system will not bring down the blame for the unstable to equipment suppliers, and vice versa. Let us consider in more detail at the business plan. To date, fully meets modern requirements for reliability terminal, equipped with a receipt printer, worth an average of 75 thousand rubles. If safe side and take the terminal from cash registers, price increase to 95-100 thousand rubles.

Why the need for formal use fiscal registrars 99% of terminals are now working without them, and what prospects for the development of the situation, we’ll talk in detail in a later article. One person in the presence of the car quite able to provide quality service to a dozen installed devices. No need to rent an office and to keep staff – in the normal mode of payment terminal requires little or no intervention staff. Go to market with a single apparatus, of course, makes no sense. The minimum figure, which makes sense to start – 5-6 terminals.

If the number exceeded 15, then it makes sense to hire an additional employee. Suppose, for definiteness, decided to buy five vehicles. Depending on the equipment and vendor require from four to five hundred thousand rubles. Now we need to figure out when the money invested will pay off. On the Internet you can find many so-called ‘payback calculators’ payment terminals. Typically, they are placed on their websites owners sub-dealer network and terminal manufacturers. Calculation of Return of the payment terminal is actually very simple. It is determined mainly by two factors – the average volume of payments per day and value of rents. Other factors (overhead maintenance related to the cost of Internet traffic, paper for thermal printer, etc., have a much weaker effect).

By manipulating these figures, we can get arbitrarily small payback by making investments in this business at first glance very appealing. One of the most characteristic examples can be found, for example, on a site network of payment Terminal ‘Novoplat’. When given the raw data: rent a 3,000 rubles and the average turnover per day, 43,000 rubles, the terminal will really pay off for six weeks. However, people who are planning to invest in the installation of terminals should be noted that in actual practice, the figures are quite different. Find vacant point at the terminal, which is two to three months of work will give a steady turnover of 10 000, is considered a big success. Typically, the rent in such a point has to pay six or seven thousand rubles and higher. A network of hypermarkets and supermarkets promoted, where you can really talk about the speed of 30-40 thousand rubles a day, rent on exclusive conditions may reach up to 25-30 thousand rubles a month for a terminal. Thus, the real payback of the terminal is usually eight to ten months. It is these figures it makes sense to lay in a business plan, not to deceive the expectations investors. Finally, it should be noted that the order and pay terminals right thing when you know exactly where and under what conditions they will be installed, that is on the hands are signed leases. Otherwise, you may encounter a situation that the planned location at the last moment will take someone else.

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Ten Questions For Employers Wonder

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Ten questions for employers to ask themselves one. In a question-answer forum CBC, Australia was the first to reply. Do I have the persistence and patience necessary to own a business? It would be nice if once you wrote your business plan all you had to do would be to run without problems and everything fell into place. Maybe it happens to a few companies, but usually somewhere in the plan to get different results than expected. It takes patience to wait the result in the first place. It requires tenacity to keep updating your plan and then try something else until you find a way to make it work. 2.

Is this idea really boost my business? I am very excited about it? If your vision of this business is really convincing that give you the energy to advance their idea. Allows energy to persist even when things do not go according to plan and helps generate enthusiasm in others. 3. "I can generate enthusiasm about my idea of others? New business owners must spend most of their time owners. If the owner of the company itself can make others excited about your business idea, then it is the first step in generating the interest of a client and a customer or strategic partner. The owner must be able to articulate the idea in a convincing way for the client or customer. 4. I am convinced that I am exactly the right person for this business model? "I can explain why? Trust is important in the success of the company.