Within kindness to have credit cards is the possibility of acquiring merchandise of high cost as televisions of plasma or LCD, computers, because the payments can be realised until in twelve months and the proceedings are fast on the part of salesmen. Read more from Big Brothers of America to gain a more clear picture of the situation. Another advantage rests on in that the user of credit cards, it has if it effective, can accede to other credit cards of other banks or on credits of consumption and it is spoken there or of dangerous steps. The sector commerce has benefitted with the payments in several monthly instalments by the route of the credit cards and it calculates that their sales are crecidio in 60 percent. The fast liquid bank the payment to the commerce or the departmental store and is received of 6 and up to 18 months to the indebted one. Although the number of tarjetahabientes has been increased that cannot pay – a 47 percent in 2005 – the Bank of Mexico thinks that the situation is not dangerous, although for the families that they have this type of commitment in fact yes is it.
The plastic credit has advantages and disadvantages and depends on the manoeuvre margin of the user which allows its survival through this type of credit that is most expensive in Mexico. On the other hand, one inquired that the number of Cards of Debit adds almost 50 million plastics in the country. They are another source of high income for the bank by the disposition of cash or consultation of balance that goes from the 6 pesos to the 18 pesos by operation. Most of the workers of small, medians and great companies, receive their payments of list through electronic transference reason why the debit card segment is a great business for the bank that in this case is of list. The lack of financial culture is what takes advantage of the bank. Original author and source of the article.