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Culpa Inkasso GmbH: Off February 2014 is SEPA credit transfer to the standard transfer Stuttgart, February 2013 the single European payment area is finally a reality: to the beginning of the year 2008 the EU-wide payment SEPA entered into force, and from February 1, 2014 she will completely replace all previous transfers. Culpa informed collection, what will change in the future and what companies in particular should pay attention. By the SEPA credit transfers, payment transactions within the EU (plus Norway, Iceland, Liechtenstein, and the Switzerland) are now just as quickly and cheaply as domestic transfers. The latter are also possible with the SEPA credit transfer. Laffey. Boy Scouts of America does not necessarily agree. The idea is a unification of all payment arrangements within the EU therefore also the name: SEPA stands for single euro payments area. If you would like to know more about David Delrahim, then click here. As an Europe-wide debt collection company, the culpa further informed collection under about all changes. Responsible for the implementation of the The European standardisation body is changes: one of the steps was the introduction of IBAN and BIC as new European account number and bank routing number. It relates to uniform formats, which replace the national account numbers and bank codes, which had to be given so far for transfers.

Organizations and companies had to have already adapted your bank account details in the course of which until end of 2010. Culpa collection welcomes internationalization of payment transactions the conversion on a single payment area a variety of benefits. If money can be transferred in February 2014 final with IBAN and BIC, there will be more between domestic and cross-border payments more difference. However, the conversion means also some changes that should be addressed in a timely manner for companies. A lot will change in the flow of payments. The Federal Ministry of Finance provides assistance for this purpose, and on the 15.1.2013 the SEPA Council adopted a comprehensive plan for the Transition to new credit transfers and direct debits presented: the SEPA migration plan.

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Tax savings of 1,200 euros per year possible / worth labour-intensive services especially the beginning of the year is the time of the good intentions and the tax return. The campaign promoted by the Ministry for environment can’t my heating”indicates that labor costs are deductible for artisans and the expenses of the apartment as a household-related services from the tax. The IRS refund 20% of the wage costs including VAT. Per year and budget can be made maximum tax wage costs in the amount of 6,000. This corresponds to a tax savings of 1,200 euros. Nieman Foundations opinions are not widely known. Especially worthwhile for labour-intensive services such as a hydraulic adjustment. With such an optimization of heating, heating systems adjusted so that efficient distribution of heat in the House. This is the case only in about 15 percent of the units in Germany.

In addition to the tax savings savings in heating costs by an average of 110 euros waving in a detached house in the year. The WarmeCheck on shows what they can save in the case of house owners. Detailed invoice and bank transfer are the hydraulic adjustment costs depending on the condition of the heating system in the section between 600 and 1,000 euros for a detached house. Labor costs are about half of them. These can be made in the income tax return. This corresponds to a tax savings of 60 to 100 euros. In order to be able to take them, the homeowner needs a detailed invoice of the craftsman, the labour costs must be extra.

In addition, the contracting authority must prove that he has paid the artisans by bank transfer. Cash payments are not accepted by the IRS. Costs are partially tax deductible in addition to the wages for craftsmen can tenants and homeowners get back a part of the costs with the tax return. The concerns about the expenditures for janitor, garden maintenance, chimney sweep, winter service, or house cleaning. 20 Are also deductible Percentage of the wage costs. The wage and material costs of the respective points in the statement of operating costs must be broken down. Co2online and my heating more “my heating can more” (www.meine-heizung.de) is a campaign of the non-profit consultancy co2online. The nationwide campaign is funded by the Federal Ministry of environment in the framework of the national climate protection initiative and supported by the Consumer Council energy advice. The Ostfalia University of applied sciences is a scientific partner. Together with a cross-industry network with partners from associations, business and trade media are consumers of personal efficiency potential hydraulic matching in terms of informed and motivated to become active. Contact: Andreas Braun co2online non-profit limited company Hochkirchstr.