Is once again too much month left at the end of the money? This can be change by fewer rules. How can you save in everyday life? Who can deal well with money, is always at an advantage. But as logical as this sounds, it is not always easy to be a real special offer in everyday life. Especially if something close to belt-tightening, many make it necessarily still, to pay somewhat more attention to spending. Saving, without being stingy or even stingy: easy to say, difficult done? Not necessarily, if you followed some not so serious rules. Everything you need is some consistency so that the following suggestions can be implemented in everyday life.
A notebook documenting all expenses, which constantly runs, to hold every issue now, she was also so low. While the effect occurs when writing on the purchase before paying black on white”and if necessary once again to reconsider. The sense of personal financial needs per month is at the same time raise awareness and ill-considered impulse purchases are still rare. As an alternative to the notebook of course also the Smartphone can be useful to enumerate the issues. Pay bar In the supermarket, gift buying, shopping with your best friend; everywhere, many customers pay preferably with the famous plastic money cards. It is also very practical. “A large part of this of us as virtually perceived page also is just, that the map psychologically feel not, real” to have spent money on.
Passing a hundred euro note at checkout and get back two euros, this leaves have a very different feeling. Thus a considerable amount of money can already ipso save by going shopping, for example, in the supermarket now only with cash. Here, too, buying decisions are thought through better. Avoid debt so easy it may sound, it seems difficult to be: you should not spend also, which you don’t have. If everyone in this guide would loan sharks and usurers of interest would no longer exist. Therefore observe the Council, that a credit really only then should be included, when it comes to a vital acquisition or a really promising investment. Never pump buy leather couches, electronics. Buy without time pressure, compare deals you should buy judiciously and without time pressure. Purchases should be planned without haste, especially if it is not everyday errands. Previous prices compare very much can be in doubt save. Get price information in the Internet. Also here you can save a lot, because there are many offers at the mass of online vendors that compete. Pages presenting up-to-date this, such as, for example, rabatt.fm can help to save time and to find a quick overview of all current promotions and special offers. Purchases to right time active before all in larger purchases worth it “under certain circumstances, the right time snap-to” to be seen. There are certain predictable patterns on the market. For example, can be purchased conveniently electronics such as cameras and game consoles often in February, in the tepid sales phase after Christmas. The same applies to computer, whose Preise prior to CeBit once again go into the cellar in March. You can buy already often reduced summer fashion in July by 50%; as well as winter fashion in January extremely reduced is. The November basically is the most expensive month as the holiday shopping season begins. Larger purchases worth way, certainly, to haggle; can some with some negotiating skills also save.